I'm not an economist or a banker so it's been a long hard road trynig to understand the realities of banking and economics. There's a lot of hype and conspiracy paranoia, misinformation and confusion concerning these subjects. Thom has promoted Web of Debt and stuff like that, but Krugman doesn't seem to think it's a problem and attempts to demystify the matter. Robert Reich hasn't sounded any alarms about crazy banking practices either. Is Dr. Ecom still around?