I want to urge Thom and Alex to use and explain the term SOCIAL INSURANCE as often as possible. With all the education and degrees I’ve had, I never really heard the term until just a few years ago when I checked out some OMB historical charts.

The reason I think using and explaining the term is important is this.

Millions of people accept and willingly, if begrudgingly, pay a good portion of their income for private health, car, home, and life insurance. But they want to get rid of social security, pensions and Medicare because they don’t want their money to go to paying for other people. That’s really a big reason why people vote Republican. Republicans promise to cut taxes and they see taxes as a way the government gives handouts to undeserving people (who they often perceive as people of color, or undocumented immigrants)

What those people ignore is that we all pay for others with private insurance of all kinds as well. Unless we have some big claim, our premiums basically go to pay for big claims by others who have the same insurance. If we never have accidents, never get sick or experience property damage, much of our premiums go to cover others claims.

The only real difference is that with pensions, social security and Medicare, benefits are dependent on age rather than property loss, injury, illness or death. And the goal is to take care of people rather than making a profit to be dispersed to CEOs and investors.

I believe that showin people the parallels between "social insurance" and private insurance could perhaps create enough cognitive dissonance to force them to resolve it by decreasing their animosity to social security, pensions and Medicare.

The other issue of course is control. People often have what we therapists call “mistaken” goals. They get some sense of gratification from achieving these goals, but make getting what they want in the long run less likely. POWER and CONTROL is a common “mistaken” goal. People get so hung up on being in control of how their money gets appropriated that they put themselves at the mercy of private insurers and investment people rather than be part of a social program where there is a much better guarantee that they will be taken care of. The companies encourage them to make a big issue of control in many clever ways.

Comments

Add comment

Login or register to post comments

Come Cruise with Thom Hartmann in July 2020

Join me for an exciting Bermuda getaway aboard Oceania Cruises, the world’s leading culinary and destination-focused cruise line. Set sail on the reimagined Insignia for 7 nights beginning July 25th 2020. Take advantage of Oceania Cruises’ OLife Choice promotion, where you can choose shore excursions, a beverage package, or onboard credit – Oceania Cruises also includes Wifi! You'll also receive complimentary gratuities, a $50 onboard credit and two exclusive cocktail parties. Did I mention we are planning special onboard events with yours truly? Prices start at $1199.

Reserve your stateroom today by contacting Keene Luxury Travel, and mention the Thom Hartmann Group 800.856.1155

or go to https://www.keeneluxurytravel.com/th-bermuda/default.asp

The Kavanaugh Scandal Goes Beyond Sex & Must Be Investigated

Thom plus logo While all the attention on the possibility of impeaching justice beer bong Kavanaugh is focused on his alleged sexual behavior, the real scandal is that the Republicans refused to release years of paperwork on his participation, when he was inside the Bush administration, with regard to torture and other war crimes.