Dodd-frank has limited banks from taking the risks of the past. The Banks have to become more creative with old business? Such things as refi student loans to get their claws even deeper into young people or attacking the market cap. of Walmart to force mass layoffs? The faces of my co-workers said it all "the biggest company in the world just went broke"! OVERNIGHT? This raid has been brewing and is not going to be an isolated incident? Bankers need massive disruption to make money in an economy where billionaires hoard assets to make fear videos about how hard they have it? Do we really need a 4 trillion dollar emergency fund over at the FEDERAL RESERVE BANK OF N.Y. when banksters are trying to break companies down or further indebting our brightest young people?

That sounds like a republican idea, taking on the public's concern and seeing which of their party's corporate backers they can help in the process, you know, doing something in the name of good while doing something that's actually in the name of greed. That is, doing something that they say will help a problem but will actually make matters worse and the only beneficiaries are the corporations (in this case the banks), millionaires , and the politicians who get more campaign funds and the promise of a lucrative career after politics. Just about everything republican politicians propose has this blueprint.

More education without more jobs means massively more dissatisfaction -- not to mention more college debt, which should be reduced in the future by bringing colleges back to teaching, instead of hiring twice as many administrators as instructors, building campuses like destination resorts, pouring hundreds of millions into sports and financing themselves like hedge funds and/or political candidates, while paying poverty wages to the youngest profs who actually do the work (as part-timers with no benefits).

Putting taxpayers on the hook for yet more largesse to the criminally greedy is really stupid. Yes, students need help with their onerous debt and must have it, but making it easier for kids to attend colleges like these (or patronize the for-profit scams in strip malls that cost even more) isn't a correct answer to anything.

BTW Thom, NLP 101 teaches us that it's "remember" rather than "don't forget."

Thanks for your shows and to the folks who support same. (I still miss the Friday tribute to your father and the Sachmo theme.)

If you want to make education affordable, it's simple. Fifty percent of students fail. Charge them double and give the ones that pass it for free. This way only the students that are serious about there education will go and save tax payers millions.