Both Cap and Trade and the proposed Carbon tax will raise the price of electric service. All the Corporations will do is tack their costs onto our bill. Most Public Utility companies are allowed a percentage of current assets for their calculating prices in order to obtain the legally mandated maximum profit. Any modification of the present process engineering design will increase costs and not produce as much electrical power for the thermodynamic load. Result: Increased costs to the consumer. Can we afford that? That is the question. Can we afford to not? Which alternative provides the best results for the lowest cost to the consumer?
DAnneMarc: Beware the fearsome wrath of the FSM and the loathsome Frumious Bandersnatch. One pill makes you larger, and one pill makes you small! Go ask Dr. Pangloss...who says it all.... in order "to prove the existence of design in the universe,....'that noses were made to carry spectacles, and so we have spectacles.' " http://www.gutenberg.org/cache/epub/19942/pg19942.txt
You have a point, Aliceinwonderland! Actually, several. But with the preponderance of would-be "hang-em high" willing jurors out there....they are much better without me as a juror anyway.
PD, I agree with your basic premise that the so-called "justice" system is anything but. However during my recent stint as a grand juror, I voted to send every one of those assholes to trial. Like the little twit who, during a family spat, fired a gun at her mother-in-law; various people caught driving drunk; these weird-ohs who murdered someone in their apartment, over an unpaid cab fare; a petty thief caught red-handed, etc. etc.
Now, please understand, I would've much rather have had the opportunity to indict a war criminal or two, or some big-time sleazebag bankster! But I don't happen to like drunk drivers, gun nuts or thieves either.
The Flying Spaghetti Monster, just fiction? Hey I've been duped. Gimmie my money back! - AIW
Pal -- Once again, there has never been a building like the WTC, before or since. Building 7 has the electrical substation for all of lower manhattan. Building 7 could have brought down the other towers. I think these two things can explain everything but the thermite.
Aliceinwonderland: Blood-sucking octopus is right! If you can't trust the Justice Department......
I got out of jury duty once when I mentioned that I had read several controversial books on the justice system and that I would probably find the accused innocent based upon what I read in those books. The judge immediately dismissed me and I haven't been called for jury duty since. That was over a decade ago. There were other potential jury members who expressed that they would be prone to find the accused guilty and expressed how they hated people associated with drugs. Those potential jury members weren't dismissed.
How can we sit on a jury in judgement of others when the entire legal/law enforcement/judicial system is corrupt and guilty of the most violent and vehemently odious crimes themselves. It would be aiding and abetting criminals in sending the little "criminals", who themselves may be victims of the big criminals, to jail.
The Flying Spaghetti Monster is the same kind of fiction as all the other "just pretend" dieties so I don't think the FSM will fix anything unless it makes people wake up to the ridiculousness of their beliefs in more traditional nonsense.
ps: I wonder if they ever found out who knocked off William Colby...that too was a very strange story.
Doctor can easily check online reviews. Even if you leave your computer or the Internet to find valuable information and useful facts are not open. Even the family doctor review websites free to use and you can use them if you want. They are a great place to meet people who seek treatment are exceptional.
Aliceinwonderland: Yes, I too had thought of the BS-Blue Shield --BS-bullsh!t thingy. ;-}
And I think what the capitalist pigs are trying to do is privatize the VA and the Post Office. I believe that some of the top people in VA (and the Post Office) would much rather be in high positions in a privatized company making a lot more money than in their government jobs. I think they are the insiders that are trying to derail the government run operations. But those top administrators in the VA were also pressured to cut costs because the damn Republicans wouldn't approve the necessary funding for the VA. And now, if you watch CSPAN you'll see those Republican (and Democrat) congress people hypocritically accusingly interrogating those VA administrators. Not that they shouldn't have their feet held to the fire...they should. But they are ignoring the fact that the Congress made cuts to VA...it is largely their fault to begin with.
If you think VA is bad...and it wasn't really having problems everywhere as bad as the problems they had in Phoenix...just get a taste of privatized health care when everyone is forced to pay high premiums and still can't get through on the phone to make appointments with their doctors. There are long waiting times to see a doctor in the private healthcare systems as well. They have death panels in the private healthcare system based on a profit motive. They need to keep increasing the money they take in from the insured so that they can keep the stockholders and CEOs and other top execs making millions, or billions, of dollars a year.
Looking at the list of the 10 poorest states, all except Montana are east of (or border on) the Mississippi River. That means they are older states. Those nine also happen to be concentrated in the South. This is significant: They were all slaveholding states. They focused on producing commodities, whereas the northern states produced more value-added goods, more manufactured goods, more capital-intensive goods. Combined with national policies that conferred economic advantages on the relatively industrialized, higher capitalized North—policies that created some of the friction that led to the Civil War—the South’s economic development lagged.
As is common in societies based on producing raw commodities, the Old South had an elite that owned the land and employed a poorly educated workforce to plant, tend, and harvest the crops. Historically, then, education was of less importance, and therefore emphasized less, in the South than in the North—a trend that contributed ongoing economic advantages to the North.
After the Civil War, Republican carpetbaggers from the North kicked around the defeated South, further widening the economic gap between the two regions. One political consequence was that the Deep South was monolithically Democratic for the next century. Only in the last generation, when the secular counterculture took over the Democratic Party, did many Southerners finally bury the distant past and register as Republicans.
In short, those nine erstwhile slaveholding states have been lagging behind the northern states economically for two centuries. Just because one generation of leaning Republican has not eliminated a disparity that was entrenched for centuries, it is not an indictment of Republicans.
As for Montana, whose people elect Democrats and Republicans to statewide office with almost equal frequency, its economic status has a geographical cause. Montana is remote and its climate is harsh; consequently, it has never attracted enough people to achieve an economic “critical mass” to advance much beyond the commodity-related businesses of farming, ranching, and mining. That is why it has lagged economically—not because of anything Republicans have done.
Another common mistake in economic analysis, seen often, for example, in the (irrational) rationale that liberals use when resisting cuts in marginal tax rates, is to adopt a static rather than dynamic view—to see life and economic conditions in terms of snapshots rather than as a motion picture. In the politically motivated attempt to blame Republicans for the lower incomes in the 10 poorest states, Thom Hartmann have taken one snapshot—of the census’ income statistics—and combined it with another snapshot—of current political leanings—to create the impression that Republican policies make America poorer.
The more important factor is not the economic ranking of states at a point in time, but the overall trends. An important article by John Merline compared the economic performance of blue states and red states during the presidency of Barack Obama. The trend of economic indicators clearly favors Republican states. Democratic states have experienced lower growth in both jobs and income in the last few years. Home prices have fallen further in blue states, and their unemployment rates are higher. In other words, a dynamic economic analysis of the states casts a far more favorable light on Republican states than static analysis. Since real life is dynamic, not static, Republicans can make the stronger case about which party is best suited to lead the way to greater prosperity.
The most fundamental difference between the data that conservatives prefer—that the 10 poorest cities are longtime Democratic strongholds—and the data that liberals will be more inclined to cite—that the 10 poorest states are predominantly Republican, is that conservatives can point to actual policies that Democrats implemented that contributed to the impoverishment of the cities, while the liberals cannot point to specific GOP policies that have caused the poorer states to lag behind.
The Democratic case is illusory and circumstantial; the Republican case is solid and substantial. However, in a country where so many people are economically and historically illiterate, combined with the human proclivity whereby “a man hears what he wants to hear and disregards the rest” (Paul Simon, “The Boxer”), the Democrats may be able to score some points with a hollow argument. The Republicans, though, have the facts on their side.
Palin, I find it amusing how the same acronym for "bullshit" (aka "BS") also applies to "Blue Shield". Because let's face it, this is government-sanctioned extortion. "Health insurance" is nothing but bullshit anyway. This is what we get, folks, when essential, life-sustaining services are privatized. Like a wonderful quote I've heard repeated lately: "If you're not at the table, you're on the menu". When a service is privatized, you're not at the table. - AIW
I finally found a credible source for what to do if you are going to turn 65 and will be transitioning to Medicare from the ACA Marketplace insurance companies.
Quote healthcare.gov:
If you have a Marketplace plan, you can keep it until your Medicare coverage starts. Then you can cancel it without penalty.
If you like, you can keep your Marketplace plan too. But if you’ve been getting tax credits or lower out-of-pocket costs on a plan you bought through the Marketplace, these savings will end once your Medicare Part A coverage starts. You’d have to pay full price for the Marketplace plan.
Canceling your Marketplace plan
Once your Medicare coverage starts, you can cancel your Marketplace health plan without penalty. You can do this by contacting the Marketplace call center or cancelling your coverage online.
If you have Medicare coverage, you’re considered covered under the health care law. You won’t have to pay the fee that some people without insurance must pay.
Be sure not to cancel your Marketplace plan before your Medicare coverage begins. Otherwise you may have a gap in coverage.
The medical/insurance people have the system rigged where they will get our money (or someone's money if the costs are paid by insurance) one way or another before we die.
My friends in California told me about some of the charges on their invoices from Blue Shield of California that showed that, of the few times they had gone to the doctor since Jan 1, 2014, when they signed up for ACA, it showed what the clinic or hospital was charging (the billed amount) and what Blue Shield was willing to pay (the amount allowed).
For the 5 visits, 3 were just "Office Med" (office visits) and the initial office visit was over $400 (the billed amount)..the other office visits were about 65% of that. Two of the 5 visits included lab tests. The first one was over $1,000 and the other was about $400. And for each of those 5 visits there was an additional $91.00 billed amount that said "er/clinic/misc" for which Blue Shield considered zero amount allowed, so BS didn't pay it nor did my friends have to pay it. Under ACA, the doctors/hospitals have to agree to the amounts that the provider (Blue Shield) have agreed to. So, no one has to pay the $91 x 5 = $455. In all, for the other visits or lab work the amount allowed was anywhere from 63% to 75% less than the billed amount. In the case of a mammography, there were two billed amounts (of $395 each) and the allowed amounts was $220 for one and $55 for the other. The $220 was not paid by BS and considered "deductible" for which my friends had to pay out of pocket. I don't know why they double charged unless they charged $395 for each breast. And then, what's with the "allowed" difference with BS? And why is one "deductible" and the other not?
The total amount billed since January was almost $5,000 and BS paid for almost $3000.
It was a way of showing us how Blue Shield was keeping the prices down. But, I think that even the prices that BS paid were an overcharge. And they probably use that difference to write off on their taxes. I believe that it's all rigged by the doctors/clinics/hospitals to present the inflated billings knowing full well that they will only get what the insurance companies will pay. And the insurance companies, most likely, fudge their numbers too to make it look like they are an absolute necessity so that people will shell out their premiums with less fuss.
And then there is the "hidden amounts" that BS charges the government for the "subsidized" premiums. What my friends pay in subsidized premiums the government has to pay about 2.5 to 3 times that amount. So, they are all making lots of money.
They do this in stores too. They will price up goods by 30% then advertise a sale of 20% and manage to get 10% more than the original price to begin with. The customer thinks he got a bargain. And this is how a lot of merchants get wealthy by tricking people out of their money. That's the same way wealthy Congress Critters get wealthy as well (both Repubs and Dems). That's the same way people who buy and sell houses...house flippers..or renters....in effect, they are cheating people out of their money....creating the illusion that they are getting something for their money. But what they are doing is driving up the prices and squeezing people out of their hard earned money. It's a crooked game they are all playing and they all think they are hard working and are making an honest buck. Bullsh1t!
Those $200-per-pill medications might as well not exist if scarcely anyone can afford them.
I know an old woman, in her late 80s, with an inoperable cyst on her spine that causes her lots of pain. The 24-hour topical pain patches she needs are $100 each. That's anywhere from $2800 to $3100 a month if she goes through one each day.
It is inhumane to hold people's medicines hostage for fucking profit. When will we all have had enough of this disgusting, cruel racket?! - AIW
AIW: Thanks! I was looking into the problem that some people will experience with the transitioning from Obama Care to Medicare when they turn 65. Not very much is written about this and it seems to be somewhat of a snafu in that very few people or organizations...including the government....have told us what to expect.
It looks like you can't have Obama Care and Medicare at the same time...I've read that it is not legal. It is not legal for someone to try to sell you Marketplace Insurance (Obama Care) if you already have Medicare (either Original Medicare or Medicare Advantage. I've read that you should cancel your Marketplace Insurance (Obama Care) once you get on to Medicare. But I have not found any of this to be substantiated by Medicare or ACA. Like I said, it appears to be one of those snafus that they forgot to cover. What do you do if you had to sign up for an Obama Care, in order to be not penalized, and you are turning 65 and automatically get put onto Medicare (if you are getting Social Security retirement, you automatically get Medicare both A and B...you can opt out of B if you want but not a good idea)?
Quote A Bridge to Health:Upon becoming eligible for Medicare, an individual with a qualified health plan purchased through an exchange will enroll in Medicare and need to terminate her qualified health plan coverage.
Quote from page 14 "Medicare Transistions". http://www.medicarerights.org/pdf/A-Bridge-to-Health.pdf
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By the way, here is an interesting (maybe shocking...it was for me) web site that has a list of drug prices at Costco (2012 price). There are two columns: one for 100 pills and one for 365 pills (a years supply in some cases). It was shocking to see just how little they cost compared to a typical price you have to pay at the drug store for maybe 30 pills at a time. But just try to get a doctor to write a prescription for 365 pills at one time! Good luck! I was also shocked to read, at this web site, that some medicines are super expensive...like from $900 to over $2000 for 10 pills..and some people need to take many more than that. Temodur was the name...for people who have brain cancer. Something to do with chemotherapy I believe.
And there is a 95 page pdf written by a medical doctor who is spilling the beans about the pharmaceutical/medical rip off. www.truecostofhealthcare.org
Chuckle8: So, I suppose you must think that it is all the Republican's fault that this country has turned into a dystopia where the government spies on us, can assassinate anyone the President thinks is worthy of being assassinated, that the many whistle blowers that have reported on government wrong doing should be prosecuted, etc? Was it the Republicans who forced Obama to take the people who were responsible for most of the economic criminality in the US into his cabinet to be his economic advisers?
You can spout that list of things you've mentioned before but it is token bullshit as far as I am concerned. The really important things have been ignored....like single payer health care, laws to keep banksters and wall streetsters in check, laws to keep jobs in this country and not overseas, laws to force wealthy people and corporations to keep their money in the US and force them to pay their fair share of taxes. As far as I am concerned, the Dems wasted their time on relatively unimportant things in those 13 weeks. The Dems lost out because the people were sick and tired of the Dems playing their games of deception. That's why people didn't turn out en masse to vote for them. I think that many people are on to them and know that neither party is going to go to bat for them. I think many people realize that both parties are owned by the ruling elite and you can't believe anything they say anymore. And as long as they keep fooling people to vote for one party or the other, things will only get much worse for us.
Pal -- For the 13 weeks the dems were in power they did so many good things. That fact (do you need the list?) does not ring true with your belief. This was in spite of the fact that they were fooled in to believing the repugs were negotiating in good faith. The repugs were only negotiating because they had no power. The prime example of this is the 800 billion stimulus package that had 200 billion in tax cuts.
Apropos to #2 ~ Of course when I say "natural God given solution to this crisis," I am referring to this Biblical quote:
Quote The Book of Revelations:Revelation 22:2 In the midst of the street of it, and on either side of the river, was there the tree of life, which bare twelve manner of fruits, and yielded her fruit every month: and the leaves of the tree were for the healing of the nations.
agelbert -- I think a carbon tax would be powerful. Do you know if any country has ever tried it, and what the results were?
Both Cap and Trade and the proposed Carbon tax will raise the price of electric service. All the Corporations will do is tack their costs onto our bill. Most Public Utility companies are allowed a percentage of current assets for their calculating prices in order to obtain the legally mandated maximum profit. Any modification of the present process engineering design will increase costs and not produce as much electrical power for the thermodynamic load. Result: Increased costs to the consumer. Can we afford that? That is the question. Can we afford to not? Which alternative provides the best results for the lowest cost to the consumer?
DAnneMarc: Beware the fearsome wrath of the FSM and the loathsome Frumious Bandersnatch. One pill makes you larger, and one pill makes you small! Go ask Dr. Pangloss...who says it all.... in order "to prove the existence of design in the universe,....'that noses were made to carry spectacles, and so we have spectacles.' "
http://www.gutenberg.org/cache/epub/19942/pg19942.txt
You have a point, Aliceinwonderland! Actually, several. But with the preponderance of would-be "hang-em high" willing jurors out there....they are much better without me as a juror anyway.
PD, I agree with your basic premise that the so-called "justice" system is anything but. However during my recent stint as a grand juror, I voted to send every one of those assholes to trial. Like the little twit who, during a family spat, fired a gun at her mother-in-law; various people caught driving drunk; these weird-ohs who murdered someone in their apartment, over an unpaid cab fare; a petty thief caught red-handed, etc. etc.
Now, please understand, I would've much rather have had the opportunity to indict a war criminal or two, or some big-time sleazebag bankster! But I don't happen to like drunk drivers, gun nuts or thieves either.
The Flying Spaghetti Monster, just fiction? Hey I've been duped. Gimmie my money back! - AIW
Pal -- Once again, there has never been a building like the WTC, before or since. Building 7 has the electrical substation for all of lower manhattan. Building 7 could have brought down the other towers. I think these two things can explain everything but the thermite.
Aliceinwonderland: Blood-sucking octopus is right! If you can't trust the Justice Department......
I got out of jury duty once when I mentioned that I had read several controversial books on the justice system and that I would probably find the accused innocent based upon what I read in those books. The judge immediately dismissed me and I haven't been called for jury duty since. That was over a decade ago. There were other potential jury members who expressed that they would be prone to find the accused guilty and expressed how they hated people associated with drugs. Those potential jury members weren't dismissed.
How can we sit on a jury in judgement of others when the entire legal/law enforcement/judicial system is corrupt and guilty of the most violent and vehemently odious crimes themselves. It would be aiding and abetting criminals in sending the little "criminals", who themselves may be victims of the big criminals, to jail.
http://www.theforbiddenknowledge.com/hardtruth/casolaro_octopus.htm
The Flying Spaghetti Monster is the same kind of fiction as all the other "just pretend" dieties so I don't think the FSM will fix anything unless it makes people wake up to the ridiculousness of their beliefs in more traditional nonsense.
ps: I wonder if they ever found out who knocked off William Colby...that too was a very strange story.
http://www.pythiapress.com/wartales/colby.htm
Aliceinwonderland ~ The Flying Spaghetti Monster can take anyone/anything down. That's one bowl of pasta you don't want to get boiling mad.
Palin- toxic capitalism to the extreme…. the Blood-Sucking Octopus From Hell. Do you think your Flying Spaghetti Monster could take him down? - AIW
Doctor can easily check online reviews. Even if you leave your computer or the Internet to find valuable information and useful facts are not open. Even the family doctor review websites free to use and you can use them if you want. They are a great place to meet people who seek treatment are exceptional.
Aliceinwonderland: Yes, I too had thought of the BS-Blue Shield --BS-bullsh!t thingy. ;-}
And I think what the capitalist pigs are trying to do is privatize the VA and the Post Office. I believe that some of the top people in VA (and the Post Office) would much rather be in high positions in a privatized company making a lot more money than in their government jobs. I think they are the insiders that are trying to derail the government run operations. But those top administrators in the VA were also pressured to cut costs because the damn Republicans wouldn't approve the necessary funding for the VA. And now, if you watch CSPAN you'll see those Republican (and Democrat) congress people hypocritically accusingly interrogating those VA administrators. Not that they shouldn't have their feet held to the fire...they should. But they are ignoring the fact that the Congress made cuts to VA...it is largely their fault to begin with.
If you think VA is bad...and it wasn't really having problems everywhere as bad as the problems they had in Phoenix...just get a taste of privatized health care when everyone is forced to pay high premiums and still can't get through on the phone to make appointments with their doctors. There are long waiting times to see a doctor in the private healthcare systems as well. They have death panels in the private healthcare system based on a profit motive. They need to keep increasing the money they take in from the insured so that they can keep the stockholders and CEOs and other top execs making millions, or billions, of dollars a year.
Looking at the list of the 10 poorest states, all except Montana are east of (or border on) the Mississippi River. That means they are older states. Those nine also happen to be concentrated in the South. This is significant: They were all slaveholding states. They focused on producing commodities, whereas the northern states produced more value-added goods, more manufactured goods, more capital-intensive goods. Combined with national policies that conferred economic advantages on the relatively industrialized, higher capitalized North—policies that created some of the friction that led to the Civil War—the South’s economic development lagged.
As is common in societies based on producing raw commodities, the Old South had an elite that owned the land and employed a poorly educated workforce to plant, tend, and harvest the crops. Historically, then, education was of less importance, and therefore emphasized less, in the South than in the North—a trend that contributed ongoing economic advantages to the North.
After the Civil War, Republican carpetbaggers from the North kicked around the defeated South, further widening the economic gap between the two regions. One political consequence was that the Deep South was monolithically Democratic for the next century. Only in the last generation, when the secular counterculture took over the Democratic Party, did many Southerners finally bury the distant past and register as Republicans.
In short, those nine erstwhile slaveholding states have been lagging behind the northern states economically for two centuries. Just because one generation of leaning Republican has not eliminated a disparity that was entrenched for centuries, it is not an indictment of Republicans.
As for Montana, whose people elect Democrats and Republicans to statewide office with almost equal frequency, its economic status has a geographical cause. Montana is remote and its climate is harsh; consequently, it has never attracted enough people to achieve an economic “critical mass” to advance much beyond the commodity-related businesses of farming, ranching, and mining. That is why it has lagged economically—not because of anything Republicans have done.
Another common mistake in economic analysis, seen often, for example, in the (irrational) rationale that liberals use when resisting cuts in marginal tax rates, is to adopt a static rather than dynamic view—to see life and economic conditions in terms of snapshots rather than as a motion picture. In the politically motivated attempt to blame Republicans for the lower incomes in the 10 poorest states, Thom Hartmann have taken one snapshot—of the census’ income statistics—and combined it with another snapshot—of current political leanings—to create the impression that Republican policies make America poorer.
The more important factor is not the economic ranking of states at a point in time, but the overall trends. An important article by John Merline compared the economic performance of blue states and red states during the presidency of Barack Obama. The trend of economic indicators clearly favors Republican states. Democratic states have experienced lower growth in both jobs and income in the last few years. Home prices have fallen further in blue states, and their unemployment rates are higher. In other words, a dynamic economic analysis of the states casts a far more favorable light on Republican states than static analysis. Since real life is dynamic, not static, Republicans can make the stronger case about which party is best suited to lead the way to greater prosperity.
The most fundamental difference between the data that conservatives prefer—that the 10 poorest cities are longtime Democratic strongholds—and the data that liberals will be more inclined to cite—that the 10 poorest states are predominantly Republican, is that conservatives can point to actual policies that Democrats implemented that contributed to the impoverishment of the cities, while the liberals cannot point to specific GOP policies that have caused the poorer states to lag behind.
The Democratic case is illusory and circumstantial; the Republican case is solid and substantial. However, in a country where so many people are economically and historically illiterate, combined with the human proclivity whereby “a man hears what he wants to hear and disregards the rest” (Paul Simon, “The Boxer”), the Democrats may be able to score some points with a hollow argument. The Republicans, though, have the facts on their side.
Palin, I find it amusing how the same acronym for "bullshit" (aka "BS") also applies to "Blue Shield". Because let's face it, this is government-sanctioned extortion. "Health insurance" is nothing but bullshit anyway. This is what we get, folks, when essential, life-sustaining services are privatized. Like a wonderful quote I've heard repeated lately: "If you're not at the table, you're on the menu". When a service is privatized, you're not at the table. - AIW
I finally found a credible source for what to do if you are going to turn 65 and will be transitioning to Medicare from the ACA Marketplace insurance companies.
https://www.healthcare.gov/what-if-i-have-a-marketplace-plan-but-will-be...
The medical/insurance people have the system rigged where they will get our money (or someone's money if the costs are paid by insurance) one way or another before we die.
My friends in California told me about some of the charges on their invoices from Blue Shield of California that showed that, of the few times they had gone to the doctor since Jan 1, 2014, when they signed up for ACA, it showed what the clinic or hospital was charging (the billed amount) and what Blue Shield was willing to pay (the amount allowed).
For the 5 visits, 3 were just "Office Med" (office visits) and the initial office visit was over $400 (the billed amount)..the other office visits were about 65% of that. Two of the 5 visits included lab tests. The first one was over $1,000 and the other was about $400. And for each of those 5 visits there was an additional $91.00 billed amount that said "er/clinic/misc" for which Blue Shield considered zero amount allowed, so BS didn't pay it nor did my friends have to pay it. Under ACA, the doctors/hospitals have to agree to the amounts that the provider (Blue Shield) have agreed to. So, no one has to pay the $91 x 5 = $455. In all, for the other visits or lab work the amount allowed was anywhere from 63% to 75% less than the billed amount. In the case of a mammography, there were two billed amounts (of $395 each) and the allowed amounts was $220 for one and $55 for the other. The $220 was not paid by BS and considered "deductible" for which my friends had to pay out of pocket. I don't know why they double charged unless they charged $395 for each breast. And then, what's with the "allowed" difference with BS? And why is one "deductible" and the other not?
The total amount billed since January was almost $5,000 and BS paid for almost $3000.
It was a way of showing us how Blue Shield was keeping the prices down. But, I think that even the prices that BS paid were an overcharge. And they probably use that difference to write off on their taxes. I believe that it's all rigged by the doctors/clinics/hospitals to present the inflated billings knowing full well that they will only get what the insurance companies will pay. And the insurance companies, most likely, fudge their numbers too to make it look like they are an absolute necessity so that people will shell out their premiums with less fuss.
And then there is the "hidden amounts" that BS charges the government for the "subsidized" premiums. What my friends pay in subsidized premiums the government has to pay about 2.5 to 3 times that amount. So, they are all making lots of money.
They do this in stores too. They will price up goods by 30% then advertise a sale of 20% and manage to get 10% more than the original price to begin with. The customer thinks he got a bargain. And this is how a lot of merchants get wealthy by tricking people out of their money. That's the same way wealthy Congress Critters get wealthy as well (both Repubs and Dems). That's the same way people who buy and sell houses...house flippers..or renters....in effect, they are cheating people out of their money....creating the illusion that they are getting something for their money. But what they are doing is driving up the prices and squeezing people out of their hard earned money. It's a crooked game they are all playing and they all think they are hard working and are making an honest buck. Bullsh1t!
Those $200-per-pill medications might as well not exist if scarcely anyone can afford them.
I know an old woman, in her late 80s, with an inoperable cyst on her spine that causes her lots of pain. The 24-hour topical pain patches she needs are $100 each. That's anywhere from $2800 to $3100 a month if she goes through one each day.
It is inhumane to hold people's medicines hostage for fucking profit. When will we all have had enough of this disgusting, cruel racket?! - AIW
AIW: Thanks! I was looking into the problem that some people will experience with the transitioning from Obama Care to Medicare when they turn 65. Not very much is written about this and it seems to be somewhat of a snafu in that very few people or organizations...including the government....have told us what to expect.
It looks like you can't have Obama Care and Medicare at the same time...I've read that it is not legal. It is not legal for someone to try to sell you Marketplace Insurance (Obama Care) if you already have Medicare (either Original Medicare or Medicare Advantage. I've read that you should cancel your Marketplace Insurance (Obama Care) once you get on to Medicare. But I have not found any of this to be substantiated by Medicare or ACA. Like I said, it appears to be one of those snafus that they forgot to cover. What do you do if you had to sign up for an Obama Care, in order to be not penalized, and you are turning 65 and automatically get put onto Medicare (if you are getting Social Security retirement, you automatically get Medicare both A and B...you can opt out of B if you want but not a good idea)?
Quote from page 14 "Medicare Transistions".
http://www.medicarerights.org/pdf/A-Bridge-to-Health.pdf
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By the way, here is an interesting (maybe shocking...it was for me) web site that has a list of drug prices at Costco (2012 price). There are two columns: one for 100 pills and one for 365 pills (a years supply in some cases). It was shocking to see just how little they cost compared to a typical price you have to pay at the drug store for maybe 30 pills at a time. But just try to get a doctor to write a prescription for 365 pills at one time! Good luck! I was also shocked to read, at this web site, that some medicines are super expensive...like from $900 to over $2000 for 10 pills..and some people need to take many more than that. Temodur was the name...for people who have brain cancer. Something to do with chemotherapy I believe.
And there is a 95 page pdf written by a medical doctor who is spilling the beans about the pharmaceutical/medical rip off.
www.truecostofhealthcare.org
Palin, you speak my language. I love it! Let 'er rip. - AIW
Of course you are right - and our Prime Minister Tony Abbot has just abolished ours - set up by the previous PM Julia Gillard. :(
Leonnie - Australia
Chuckle8: So, I suppose you must think that it is all the Republican's fault that this country has turned into a dystopia where the government spies on us, can assassinate anyone the President thinks is worthy of being assassinated, that the many whistle blowers that have reported on government wrong doing should be prosecuted, etc? Was it the Republicans who forced Obama to take the people who were responsible for most of the economic criminality in the US into his cabinet to be his economic advisers?
You can spout that list of things you've mentioned before but it is token bullshit as far as I am concerned. The really important things have been ignored....like single payer health care, laws to keep banksters and wall streetsters in check, laws to keep jobs in this country and not overseas, laws to force wealthy people and corporations to keep their money in the US and force them to pay their fair share of taxes. As far as I am concerned, the Dems wasted their time on relatively unimportant things in those 13 weeks. The Dems lost out because the people were sick and tired of the Dems playing their games of deception. That's why people didn't turn out en masse to vote for them. I think that many people are on to them and know that neither party is going to go to bat for them. I think many people realize that both parties are owned by the ruling elite and you can't believe anything they say anymore. And as long as they keep fooling people to vote for one party or the other, things will only get much worse for us.
Kend -- Do you know what probability is?
Pal -- For the 13 weeks the dems were in power they did so many good things. That fact (do you need the list?) does not ring true with your belief. This was in spite of the fact that they were fooled in to believing the repugs were negotiating in good faith. The repugs were only negotiating because they had no power. The prime example of this is the 800 billion stimulus package that had 200 billion in tax cuts.
I wish Hank P would have mentioned the rebate part of the carbon tax.
I just hope and pray this country and all countries do more than necessary,
or unfortunately would be forced
into not becoming the frog in the boiling water, so to speak.
A species that looks ahead and acts accordingly based on our best knowledge.
Instead of waiting until the cost is too high or irreversible.
Or both. the hesitation to not do everything possible is sad.
Apropos to #2 ~ Of course when I say "natural God given solution to this crisis," I am referring to this Biblical quote: